Author Archives: Finance

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Say Goodbye to Payday Loans

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Do you feel like your payday loan debt just seems to increase? You are not alone! Thousands of Americans across the country are inundated with amounts of payday loan debt that just seem to grow more each day. The good news is that there is a program known as payday … .

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A Solution to Payday Loan Debt

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Have you ever taken out a payday loan to help you in a financial bind? Maybe you needed a bit of extra cash for an emergency medical bill, or perhaps to fix an unexpected part on your vehicle. We have all been a part of stressful financial situations and payday … .

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How to Improve Your Credit Score

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Is your credit score causing you stress? Are you worried about your credit score affecting whether or not you get approved for an important loan? The fact is that even though your credit score is just a number that represents your creditworthiness it can have drastic effects on your finances. … .

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Do You Need Credit Repair?

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Are you worried that your credit may not be the best it could be? Many Americans are feeling the same way. Some of the signs you may be experiences are: being turned down for simple credit cards or loans, being offered very high interest rates on a new vehicle or … .

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The World of Student Loans Explained

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There’s no such thing as a free lunch and we all want the very best for our children in terms of education. By its very essence the American Dream sees education as the road to fulfillment for any individual who wants to build a good solid future and achieve complete … .

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Debt Consolidation in the Spotlight

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On the face of things it always sounds very simple doesn’t it? You take out a loan and make a single monthly payment. The money you then borrow pays off all those niggling debts in one go, but of course you still have to find the money to pay off … .

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Credit Cards in Focus

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Make no mistake the credit card industry is big business in our modern world and many people rely on them greatly. We all need credit from time to time and for some people carrying physical cash about on their person apart from small change is a rarity. There seems to … .

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Banking on Bankruptcy

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It should be avoided if at all possible but in these fast moving modern days bankruptcy is commonplace and actually rising as the struggling economic climate continues to struggle. This is a way for people or businesses who have too many debts to handle, either to work out a plan … .

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How Can I Save in Retirement?

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It would be understandable for many people to ask why they should save in retirement? After all, once they’ve saved for these years surely they should be enjoying the benefits. Isn’t that what it’s all about? Well it’s a fair point, but of course each situation is different. We also … .