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Can I Improve Net Worth by Decreasing Liabilities? – Part 1

It may sound complicated but the resounding answer my friends is yes! But how do you go about the process? Well first let’s look at the detail. Public companies are required to produce reports based on their financial positions. The fact is, you’ve already heard of this! Income statements, balance sheets, cash flow statements are … Continue reading “Can I Improve Net Worth by Decreasing Liabilities? – Part 1”

Free Credit Score

It’s seems wherever we turn these days the phrase ‘credit score’ comes bearing down like a vulture looking for prey. From TV ads to magazines, newspapers and emails we’re constantly being told to check our score on a regular basis. And of course for many services out there it can be big business offering to … Continue reading “Free Credit Score”

How To Trade Stocks – Part One

It can be both exhilarating and highly exciting watching your stocks making money on a daily basis! No longer is this the domain solely of the Gordon Gecko’s or those young city slickers. All you need is a PC, a decent credit score and enough cash to open an account.

Investments

If we want to build a decent future in later life its clear simple savings and bank accounts are not the answer. Fluctuating rates of not so great interest won’t help us fulfil our dreams or ensure we have something to fall back on. So for those of us fortunate enough to be able to … Continue reading “Investments”

Hazard Insurance

Unless you have infinite funds at your disposal the chances are you’d be hit hard if you needed to finance the rebuilding of your home! And as we all know depending on what state you reside in, natural disasters do strike from time to time in the States. A Hazard insurance policy can safeguard you … Continue reading “Hazard Insurance”

Student Loans

To become part of the ‘American Dream’ it seems a first rate college education is a necessity. But sadly it’s an expensive necessity as tuition fees charged by universities and private colleges can reach more than $60,000 each year. Thankfully there are various student loan options available, and its worth noting tuition fees at public … Continue reading “Student Loans”

Payday Loans

This global recession has lead to a great change in the way individuals manage modern day finance. The emergence of the ‘Online Payday Loan’, is one of them. Sure , they’ve always been there in the background. But now more and more people are using them. Utilised in the right fashion they can work well. … Continue reading “Payday Loans”

FHA Loans

Dreams are the fuel of life and every American is proud to hold this sentiment dear. So being in the lower income bracket won’t necessarily end the dream of purchasing your own home. An FHA loan is the answer! What is an FHA Loan? An FHA loan or Federal Housing Administration Mortgage Insurance Loan is … Continue reading “FHA Loans”

Credit Cards

  We’ve all been bombarded by credit card invitations and many are very inviting. But before you go to the party it’s vital to ensure you’re going to the right one and for the right reasons. In these recession hit days it’s easy to become guarded against using even the best credit cards available but … Continue reading “Credit Cards”

Car Insurance

There are joyous things in life like a lovely summer’s day or eyeing the most beautiful scenery. Looking for car insurance isn’t one of them! And yet whether we view it as a chore or not affordable car insurance is a necessity. So we need to give it the time it deserves and this means … Continue reading “Car Insurance”

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