Author Archives: Finance
The World of Student Loans Explained
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There’s no such thing as a free lunch and we all want the very best for our children in terms of education. By its very essence the American Dream sees education as the road to fulfillment for any individual who wants to build a good solid future and achieve complete … .
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Debt Consolidation in the Spotlight
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On the face of things it always sounds very simple doesn’t it? You take out a loan and make a single monthly payment. The money you then borrow pays off all those niggling debts in one go, but of course you still have to find the money to pay off … .
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Credit Cards in Focus
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Make no mistake the credit card industry is big business in our modern world and many people rely on them greatly. We all need credit from time to time and for some people carrying physical cash about on their person apart from small change is a rarity. There seems to … .
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Cash for Gold – The Good And The Bad
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This is a concept we’ve all seen take off in a really big way over these past few years and it shows no sign of slowing down. Add this to the bad state of the economy and the fact some people are really struggling on a day to day basis … .
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Banking on Bankruptcy
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It should be avoided if at all possible but in these fast moving modern days bankruptcy is commonplace and actually rising as the struggling economic climate continues to struggle. This is a way for people or businesses who have too many debts to handle, either to work out a plan … .
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How Can I Save in Retirement?
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It would be understandable for many people to ask why they should save in retirement? After all, once they’ve saved for these years surely they should be enjoying the benefits. Isn’t that what it’s all about? Well it’s a fair point, but of course each situation is different. We also … .
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Home Equity Loans for Debt Consolidation – Is This a Good Move?
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Unless you’re particularly fortunate we all get financial problems from time to time. And through various reasons falling into the debt trap can happen to the best of us. When this happens there are a number of solutions to the problem – debt consolidation is one of them. So What … .
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How Can I Get a Secured Personal Loan?
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Ahh………..It’s the age old question………how can I go about crossing the financial minefield to get a secured personal loan. According to your bank and all the online advertising it sounds really easy. But wait! What if the mines go off before I get there? Worse still, what If you sign … .
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Financial Advisers – Do You Need Them?
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Some people can be really popular like George W, The Joker or those nice people who work for the IRS. But what about ‘the financial adviser’? Well they can actually be of great assistance in planning for retirement or generally investing, but you need to choose someone reliable. Remember, anyone … .
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Ensuring You Have Enough Money in Retirement
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Well we don’t want to worry you but even Moses himself had to wait until retirement to achieve prominence. JR just kept working and even Luke Skywalker gets older! Retirement can mean many things in the modern world and it should be very positive, but for everyday folk just how … .